The Money Life Cycle of the Poor, Middle Class and Wealthy

The Figure above shows the money cycle of the poor, middle class and wealthy. Let’s discuss it in a more detailed manner.

1.) Poor – as you can see, immediately after receiving their income, they spend it for all their doodads. These people have lots of stuff in their house even if some of those are not needed.

2.) Middle Class – now this one’s a little different. The middle class thinks that buying something like a house or a car will give them an asset. But according to Rich Dad, “an asset is something that puts money into your pocket.” So they pay the down payment and the monthly dues which in turn becomes a liability because it takes money away from their pocket every month....

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The Ownership of Money!

“The ownership of money and property comes as a result of doing things in a certain way; those who do things in this certain way, whether on purpose or accidentally, get rich!” Now I pulled this phrase from a book I am reading called “The Science of Getting Rich” by Wallace Wattles, so I do not claim it as my own. No I just started the book but the concepts are right on the money.

Why is it that a person can get rich while the person sitting next to them, can’t? Is it because they live in a certain area or were born with money? Is it because they have exceptional talents in business and money or maybe they have a destiny to be rich? I can tell you this much….I have seen and known both stupid and smart people that are rich. I have seen talented people and not so talented people who have become wealthy beyond imagination. People that live in Pinetop Arizona can and will get rich just as much as people in New York City can. The location, the talent, the birth date, the planets in alignment, have no effect on your potential to get rich.

Our business school teaches you how to do things in this “Certain Way.” It is a combination of Personal Development and Leadership that will enable you to reach your financial goals. The desire to get rich is not a bad thing. All it means is that you have a desire to reach your full potential and live life in abundance. The world has an abundance of money and materials….enough for everyone to enjoy and use. I once heard a saying, “The true measure of ones wealth is determined by how much they can give.” Now that is not word for word but it works. Money is a tool that can be used to bless your life and well as the ones you give to. A desire to get rich simply means that you have become or are becoming the ultimate you. It means that you are growing mentally and in every aspect of your life are getting better and better and your bank account is a direct reflection of that!

For more information about the art of becoming rich and a business vehicle that will get you there, visit our site.

The Next Trillion

The Next Trillion explains why consumers will turn away from consuming more material goods and instead seek to achieve internal self-improvement—healthier foods, vitamins, nutritional supplements and fitness programs—and why consumers will create a virtually limitless and sustained demand for wellness-based products.

Many of the products that will take this new industry from a few billion dollars to a few trillion are still in the laboratory. Yet the greatest entrepreneurial opportunities will be in DISTRIBUTING rather than in MANUFACTURING wellness products and services.

The Next Trillion is for businesspeople and consumers wanting to control where one-seventh of their earnings go every year. It is important for anyone who’s ever tried to control their weight or maximize their health, or for anyone working in today's healthcare industry. And it is a critical must-read for entrepreneurs who want to know where the greatest opportunities lie ahead in the next two decades.

Above all, The Next Trillion offers an exhilarating vision of health and fitness—true wellness that is far more than skin deep.

"The greatest enterpreneurial opportunities will be in distributing rather than in manufacturing wellness products and services."-Paul Zane Pilzer

Sprained Ankle

It happened on our second match of the doubles tournament of MATCI. The score is tied at six all and I positioned myself near the net. Suddenly, our opponents lobbed the ball, so I ran backwards without looking on the ground when all of a sudden I heard a cracking sound as I sprained my ankle. I couldn't help myself but fall on the powdery shell courts of Olivarez. And then I closed my eyes for a minute trying to sense how I'm feeling with my left foot. The match was interrupted for I can't stand by my own anymore, and I'm still asking myself, "is this for real?" However, I decided to continue playing with my ankle bandaged and eventually we lost.

After this encounter I told myself I gotta reflect on this. Aware of the fact that personal growth involves the physical, I started asking myself how and why did that happened. "Its my fault, I should have done strength and conditioning before entering the tourney or I should have been a little bit smarter and tried to look on the groung first before initiating to run.

I took time off and then I realized that I can relate this to wealth building. That the wealthy also experience being knock down or injured, they get bankrupt at some point before they became successful. I remembered the line, "nine out of ten businesses fail". So I told myself that I shouldn't be disheartened nor be stopped. Its not the end, the only end for me is success. All I need to do is to accept the situation and move forward. Learn the lessons and keep on fighting to win!

My Multi-Million Testimonial

Secured with a regular job, I was a typical guy who just wanted to work and retire when I can no longer perform efficiently. Believing that life goes that way, and I can do nothing about it.

Then all of a sudden, a friend of mine invited me to attend cashflow. Never did I expect that a new chapter of my life was about to begin.I really consider it a privilige to be a member of the Create Abundance Business Community. At first, I thought they were absurd by having their vision that is to create 1000 multi-millionaires by the year 2020 and mission to spread financial literacy to the whole country as they declare it. But then I realized that these guys are for real, to help the Filipino nation in a voluntary, visionary and abundant way.As I stayed, that mission sinked-in into me little by little. And all the questions I have in mind were eventually answered. Its more than I could ask for, to have people around you always pushing you to reach for your dreams is really amazing. Well, you know I have my fair share of dream stealers. From my family, relatives and friends. But the good news is, my dreams are still here with me.

With this community, I rediscovered those dreams, and I found out that I can reach them faster than I could ever imagined. As of now, the greatest realization that I ever had is that to become wealthy your motivation must be something big, and it is not about money. I mean, you must have a motivation to contribute to other people's life by empowering them. Its something money can't buy, and for me, it really makes sense. "Live your life not only for oneself, but for others too."

Time and Money Freedom

The Four Types of Person are:

1) People with no time and money. They have no time because they must devote themselves to work. And they have no money because they have to pay their bills and expenses everytime they receive their salary, leaving them broke every end of the month.

2) People with time but no money. Because they don't have work, they have lots of free time. And because they don't have work, they don't have money.

3) People with no time but with money. These people are strict savers, they don't have time like the # 1 person because of work. But they have money because they save too much.

4) People with time and money. They are called, the wealthy. They have time for their loved ones, and they can do whatever they wish. Because they have passive income, they don't need to work. And its the same reason why they have money, because what they have is multiple streams of passive income..

You can be one of these persons. But you have a choice to change if you don't like your standing. In fact, a lot of people think they are destined to be where they are now. And they never realize that they had choosen to be what they are.

For me, I had choosen to be a number 4 person. And I know I can do it..